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How much does it cost to build a house in Florida?

What it costs to build a house in Florida, using the real sale prices of nine homes we built, plus what the lot, site work, permits and impact fees add.
Front exterior of the Royal floor plan in Royal Trails, Eustis, Florida

The short answer: the nine homes we sold in Florida between March 2025 and July 2026 sold for $299,000 to $640,000. That works out to about $217 to $279 per square foot of living area, with a middle value of $231. Those prices include the land and the site work. What you will pay depends on the size of the home, the lot, the site work, local fees and the finishes you choose. This guide walks through each one using our own numbers and official sources.

What our recent Florida homes sold for

These are the final sale prices for homes we built and sold, from the public listing records. Price per square foot is the sale price divided by the air-conditioned living area. The garage, lanai and covered entry are not counted in the square footage.

HomePlanLiving areaLotSoldSale pricePer sq ft
424 Douglas Ct, Fort PierceQueen1,335 sq ft4,968 sq ftOct 2025$299,000$224
426 Douglas Ct, Fort Pierce–1,335 sq ft4,980 sq ftJun 2025$308,000$231
710 Aurora St, Cocoa–1,300 sq ft0.17 acreJun 2025$300,000$231
354 Miller Rd, Sanford–1,771 sq ft0.39 acreJun 2026$414,000$234
6387 S Citrus Ave, Fort PierceRoyal2,234 sq ft0.28 acreMar 2025$485,500$217
30369 Apricot Ave, EustisRoyal2,234 sq ft1.00 acreOct 2025$505,000$226
30340 W Bluebell Ave, EustisCanary2,300 sq ft1.00 acreJun 2025$515,000$224
304 N Jungle Rd, GenevaRoyal2,234 sq ft0.53 acreJul 2026$570,000$255
18743 Overton St, Orlando (Wedgefield)–2,297 sq ft1.03 acresEarly 2026$640,000$279
Sale prices include the lot and site work. Per square foot figures are rounded to the nearest dollar.

Two things stand out. First, the size of the home drives the total price. The 1,300 to 1,335 square foot homes sold near $300,000, and the homes over 2,200 square feet sold from $485,500 to $640,000. Second, location matters. We built the same Royal plan in three places, and it sold for $485,500 in Fort Pierce, $505,000 in Eustis and $570,000 in Geneva.

Front exterior of the Royal floor plan at 30369 Apricot Ave in Royal Trails, Eustis, Florida
The Royal at 30369 Apricot Ave, Eustis. 2,234 square feet on a one acre lot, sold for $505,000 in October 2025.

Cost per square foot to build a house in Florida

Price per square foot is a quick way to compare homes. Take the price and divide it by the heated and cooled living area. Across our nine sales, that number ran from $217 to $279.

Use it as a starting point, not a final number. A per square foot figure does not tell you what the lot cost, how much fill the site needed, or what the county charged in fees. Two homes with the same per square foot number can have very different lots and very different finishes. When you build on land you own, the house and the lot are priced separately, so the best way to know your number is to price your plan on your lot.

Price ranges for our floor plans

We build fifteen single-story plans in two series:

  • Essential Series: ten plans from 1,198 to 2,169 square feet. These homes generally run from the $300s into the $500s.
  • Signature Series: five larger plans with split bedroom layouts. These homes generally run from the $500s into the $800s.

The lot, the site work and your finish selections all affect where a home lands in those ranges. Stainless appliances are included in the base price on every plan, and every home includes a 2-10 Warranty. You can compare sizes, bedrooms and layouts on our floor plans page.

What the land and site work add

If you already own a lot, or plan to buy one, the land and the work to get it ready are their own costs. Site work is different on every parcel. Here is what it can include:

  • The lot itself. Prices depend on the city, the size and whether water and sewer reach the road. Our homes above sit on lots from about 5,000 square feet to a little over one acre. If you are still looking, our guide to finding a lot explains what to check.
  • Clearing and fill. Removing trees and stumps, grading, and bringing in fill to raise the home pad to the required elevation.
  • Driveway and culvert. A long driveway costs more than a short one.
  • Well and septic. Needed only when there is no city water and sewer at the road.
  • Power service. The distance to the nearest pole and whether the line runs overhead or underground.
  • Survey and engineering. The plan is adapted to your soil, elevation and wind zone, then stamped by an engineer.

Well and septic systems need their own permits. In Florida, septic permits come from the county office of the Florida Department of Health. In Lee County, for example, a new septic application fee is $390, plus $155 for a site evaluation when one is needed. That is the permit fee only. Installing the system is a separate cost. Well construction permits come from the regional water management district or a county agency it has delegated to, as the Florida Department of Health explains.

Front exterior of the Canary floor plan at 30340 W Bluebell Ave on a one acre lot in Eustis, Florida
The Canary at 30340 W Bluebell Ave, Eustis. 2,300 square feet on a one acre lot, sold for $515,000 in June 2025.

Permit and impact fees in Florida

Every new home needs a building permit, and many Florida counties and cities also charge impact fees. Impact fees help pay for roads, schools, parks, fire and law enforcement as an area grows. They are set locally, so they change from one place to the next.

Here is one example. In unincorporated Orange County, the county’s published impact fees for a single-family home under 2,000 square feet in the urban area are:

  • Transportation: $7,344.39
  • Schools: $8,829
  • Parks and recreation: $2,434
  • Law enforcement: $665
  • Fire: $462

That adds up to about $19,700. The transportation fee is higher outside the urban area ($10,417.02 in the rural area), and the school fee goes up for larger homes. Cities inside a county can set their own fees too. These amounts change over time, so always check the current schedule for your exact lot. We look this up for you as part of pricing a build, and every fee is shown as its own line before you sign.

How long it takes and how you pay for it

For our builds, permitting typically takes about three months and the build takes about six months. Our guide to building a house on your own land in Florida walks through each step.

A construction-to-permanent loan is one common way to pay for a new home on your own lot. It pays the builder in stages as work is finished, then turns into a regular mortgage when the home is done. Our financing page explains your options in plain English. We are not a lender, so talk with a lender about rates and what you qualify for.

Ways to keep your building cost in check

  1. Pick the size you need. Total price follows square footage closely, so a plan that fits your life without extra rooms saves money.
  2. Look for a lot with water and sewer at the road. That removes the cost of a well and septic system.
  3. Check the lot before you buy it. Fill, driveway length and utilities all change the site work cost. A lot evaluation shows these before you commit.
  4. Choose finishes with a budget in mind. Start with what is included, then add the upgrades that matter most to you.
  5. Ask for line items. Seeing the house, the site work and the fees as separate numbers makes it easier to compare and plan.
Front exterior of the Queen floor plan at 424 Douglas Ct in Fort Pierce, Florida
The Queen at 424 Douglas Ct, Fort Pierce. 1,335 square feet, sold for $299,000 in October 2025.

Find out what it would cost to build on your lot

Send us your address or parcel number. We will check the zoning, setbacks, flood zone and utilities, show you which of our fifteen plans fit, and price the house and the site work as separate lines. The lot evaluation is free and there is no obligation.

Common questions about the cost to build in Florida

How much does it cost to build a 2,000 square foot house in Florida?

Our closest examples are a little larger. The Royal, at 2,234 square feet, sold for $485,500, $505,000 and $570,000 in three different towns. The Canary, at 2,300 square feet, sold for $515,000. Those prices include the land. Our Foxtail (2,150 square feet) and Fishtail (2,169 square feet) plans are part of the Essential Series, which generally runs from the $300s into the $500s.

Does the price of a new home include the land?

For the homes we sell, yes. The sale prices in this guide include the lot and the site work. When we build on land you already own, we price the house for your lot and show the site work as separate lines.

How long does it take to build a house in Florida?

For our homes, plan on about three months for permitting and about six months for the build. Permit timing is set by the county or city, so we tell you what we are seeing in your area before you sign.

Do I need a well and septic system?

Only if city water and sewer do not reach your lot. When they are needed, the well and septic each require a permit, and installing them adds to your site work cost.

What are impact fees?

Impact fees are one-time fees that many Florida counties and cities charge on new homes. They help pay for roads, schools, parks and public safety. In unincorporated Orange County they total about $19,700 for a home under 2,000 square feet in the urban area. Other places charge different amounts.

What is included in the base price of an Eastern Homes build?

Stainless appliances are included in the base price on every plan, and every home includes a 2-10 Warranty. You can see the full list of included features on our floor plans page, or contact us with questions about a specific plan.

Eastern Homes

Thinking about building in Central Florida?

Browse our fifteen floor plans, see what is ready to move into, or find out how building on your own lot works.